Services

Why Choose Us?

We’re not your average credit restoration company. At JSM Financial Solutions, we use legal strategies, data-backed dispute methods, and pre-litigation leverage to not only remove negative items—but protect your financial future.

What You Get:

1. Credit Restoration with Metro 2 Compliance

• Custom disputes sent directly to all 3 bureaus
• Advanced Metro 2 audit and factual challenge method

• Violation audits for FCRA, FDCPA, and credit bureau errors
• Pre-arbitration notices to creditors and collectors
• Referral to legal support if needed

3. Real-Time Progress + Accountability

• Secure client portal access
• Monthly updates and audit results
• Support from our team and dedicated VA

4. Strategic Credit Building

• Custom score-boosting plan
• Credit card and tradeline recommendations
• Funding prep and approval guidance

The Real Value

• Collections Deleted? Avoid wage garnishments, lawsuits, and collection calls
• Credit Score Increase? Qualify for mortgages, cars, or business loans
• Legal Protection? Catch violations before they cost you time and money

Includes:

• • Full credit report audit and Metro 2 analysis
  • Pre-litigation account screening
  • Secure portal setup and onboarding
  • One-on-One Coaching Session with a credit strategist to build your personalized plan

• • Ongoing bureau disputes
  • Monthly reporting and progress reviews
  • Continued support, audits, and legal readiness coaching

Success Stories That Speak for Themselves

• Hundreds of clients approved for mortgage loans after working with us
• Collections deleted from all 3 bureaus within 60–90 days
• FICO scores boosted by 100+ points within just a few months

We fight for your credit like it’s our own.

Ready to take back control?